That’s not quite accurate. While playing back the video on the card in the Wyze app (View Playback), you can hit the Record button which will save the recording, in real time, to your phone’s album. It’s not very convenient since it can only be done in real time, but this method does let you get segments off the SD card without removing it.
There is a Wishlist topic about being able to download directly off the card. You can vote for that here: Direct access to SD card with download ability. Be sure to click the VOTE button at the top for your vote to count.