Home monitoring without subscription?

There are many users who have requested a self monitored option to the HMS. The Wishlist topic requesting this is below.

I actually prefer the Noonlight monitoring because I may not be available to check an alarm alert and I also get the Homeowners Insurance discount.

There are others who use shortcut rules without the monitoring (arm\disarm) to turn on\off sensor notifications and smart plugs connected to an external siren to trigger as a local siren alarm. A link is also provided below: